Attention homeowners in Chelmsford and Middlesex County: Get an Appraisal today!

Check out the top seven reasons why MA homeowners order from Gail Kruglak Appraisals:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Middlesex county's assessment of your propertyworth
  3. Remove PMI to reduce their mortgage payments
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. In the case of a MA divorce, when real estate needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Middlesex County or the state of MA

Need help deciding the price of your home in or near Chelmsford, MA?
Contact Gail Kruglak Appraisals.

We at Gail Kruglak Appraisals understand the special needs of a consumer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. The professional appraisers at Gail Kruglak Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value estimation than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. We're qualified in helping people just like you rid yourselves of unwanted PMI insurance.

Challenging property tax assessments

Lets say you live in a region that is going down -- your local tax assessor may have your house overvalued. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. Getting an appraisal from Gail Kruglak Appraisals is your strongest weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Gail Kruglak Appraisals can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for efficiency? In a field review we will go out and check the subject and comparables in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you While usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your property.